Our services

Saving

Saving is income not spent, or deferred consumption. Methods of saving include putting money aside in, for example, a deposit account, a pension account, an investment fund, or as cash.

Daily Deposit Scheme

A unique savings scheme wherein, the daily income earners can park their surplus funds with attractive returns.

Daily Recurring Deposit

Make your wishes come true! Set an iWish flexible Recurring Deposit to plan for your higher education, vacations, wedding, buying a gadget or anything you dream of.

Recurring Deposit

A Term deposit with features of a Recurring Deposit (RD) in Investment phase and Annuity Fixed Deposit in Payout phase.

Monthly Income Scheme

Monthly income schemes vary from extremely secure options to some slight risky options. One should choose between these options depending on one's goals and risk appetite.

Fixed Deposit

A Term deposit with the features of a Cumulative Fixed Deposit in investment phase and Fixed Deposit with Monthly Income in Payout phase.

Easy and Fast

Get Lone

Our online and mobile platform brings together lenders and borrowers, creates credit profiles using our proprietary, new-age data based proxy credit score technology, matches borrowers to the best lenders for their profile, and executes lending transactions.
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Guide to Start

How to Invest in Nidhi?

Nidhi are very sophisticated products and it is very common to be worried about the person who first invested. However, if you have a basic understanding of how Nidhi work, you can easily start your investment journey.
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Things to consider as a first-time investor

Defining your financial goal in terms of objective, budget and tenure can go a long way. This can help you decide how much you can set aside for a Nidhi and figure out your risk appetite. Investment always works best with a purpose.

Nidhi are investment havens which pool savings from a number of investors under a particular scheme managed by an asset management company (AMC).

Section 80C provides tax deductions on certain financial instruments and Nidhi is one of them. Equity Linked Savings Scheme (ELSS) has become a popular tax-saving option for Indians in the last few years, owing to its higher returns and the shortest lock-in period of 3 years.